Article

COVID and the Cost of Building Materials

COVID has affected many areas of life in the US, one is the cost of building materials. Regardless the reason, the cost to rebuild a structure has increased dramatically over…

Small Figures with arrow and dollar signs. Customer Acquisition Cost or monetization concept.

“Workcation” and Work Comp

The employee decides to take his or her work “on the road” now that they are allowed to work from home – or anywhere. When the employee takes a “workcation”…

There’s An App For That!

Not much has been certain over the past year other than the need to continously adapt to a changing environment and seek out available resources to support our new normal.…

smart house, home automation, device with app icons. Man uses his smartphone with smarthome security app to unlock the door of his house.

ACT Alert – Agency Hacking Security Alert

What’s Happening We know from real data that independent agents (IAs) are a prime and focused target of cyber criminals. Over 12% of all breaches are now within the Financial…

The spy gets access to the data. Threat to personal data and secret documents. Industrial and financial espionage. Confidential information leakage. Hacker hacking database. Unauthorized admission

Wife Sues Husband’s Employer Because He Brings Home COVID

In a first of its kind case, a wife sues her husband’s employer alleging she contracted COVID from her husband as a result of the employer’s negligence leading to her…

Paper contract form with a signature about to be signed on a signature field.

Insurance Implications of Required Vaccines

With the availability of the COVID vaccine, many discussions revolve around the legality of an employer requiring a vaccine. If the employer is allowed to require the vaccine, what are…

Occupational Illness and Compensability

Workers’ compensation coverage responds only to an injury or illness defined as occupational. To be occupational and compensable requires certain tests be satisfied. Three key tests must be satisfied before…

COVID Happened, Now What? A New E&O Landscape

COVID and the government actions that resulted were never anticipated, but now it has happened. Such government actions are now a known exposure, what must the agency do to going…

Teamwork and collaboration concept. Gears connect in working mechanism, overhead view

Filters

  1. Article (1851)
  2. Checklist (1)

  1. VU Resources (1816)
  2. Resources (35)

  1. Virtual University (1750)
  2. ACT (35)
  3. E&O Guardian (56)
  4. Best Practices (1)
  5. Big "I" Hires (1)
  6. E&O (3)
  7. Ask an Expert (5)

  1. Agency Management (1)
    1. Agency Operations (672)
    2. E&O Audit (1)
  2. Customer Service (529)
  3. Marketing (258)
  4. Technology (1)
    1. Artificial Intelligence (1)
  5. Sales (80)
  6. Procedures (1)
    1. Sample Customer Letters (1)
  7. Human Resources (38)
  8. Certificates of Insurance (68)
  9. EO Loss Control (5)
    1. Claims Prevention (15)
    2. Claims Happen (8)
    3. Common Errors Alleged (8)
    4. Claims Advisor (5)
  10. Professional Development (20)
  11. Risk Management (10)
  12. Perpetuation (19)
  13. Hiring and Recruiting (2)
  14. Regulation (2)
  15. Professional Liability (12)
  16. Diversity & Inclusion (1)
  17. Contracts (13)
  18. Disaster Preparedness (2)
  19. Hiring (2)
  20. Compensation (5)
  21. Recruiting (2)
  22. Employee Benefits (2)
  23. Agency Financing (1)
  24. Valuation (1)

  1. Commercial Lines (4)
    1. Commercial General Liability (CGL) (5)
      1. Exclusions (37)
      2. Other CGL (29)
      3. Coverages (19)
      4. Endorsements CGL (15)
      5. Additional Insureds (11)
      6. Contractual (8)
      7. Crime (7)
      8. Insureds (7)
      9. Liability CGL (6)
      10. Conditions CGL (5)
      11. Definitions (5)
    2. Property (2)
      1. Conditions Property (36)
      2. Other Property (31)
      3. Coverages Property (18)
      4. Property Exclusions (13)
      5. Endorsements Property (9)
      6. Perils (2)
    3. Commercial Lines Auto (3)
      1. Physical Damage (13)
      2. Other (10)
      3. Endorsements (3)
      4. Garage (3)
    4. Miscellaneous Commercial Lines (64)
    5. Business Income (49)
    6. Workers Compensation (47)
    7. Liability (20)
    8. Professional Liability (15)
    9. Flood (4)
  2. Personal Lines (28)
    1. Homeowners (1)
      1. Other Homeowners (24)
      2. Condo Issues (15)
      3. Property Coverages (15)
      4. Liability Coverages (12)
      5. Property Perils (12)
      6. Exclusions Property (9)
      7. Vehicles (7)
      8. Liability Exclusions (7)
      9. Insureds Homeowners (7)
      10. Definitions Homeowners (7)
      11. Conditions Homeowners (7)
      12. Endorsements Homeowners (1)
    2. Auto (1)
      1. Liability Auto (17)
      2. Physical Damage Auto (14)
      3. Other Auto (14)
      4. Insureds Auto (14)
      5. Rental Cars (6)
      6. Endorsements Auto (3)
      7. Conditions (1)
    3. Miscellaneous Personal Lines (29)
    4. Flood Personal Lines (28)
  3. Life and Health (5)
    1. Life (14)
    2. Miscellaneous (12)
    3. Health (5)
  4. Back to Basics (28)

  1. Commercial Lines (1)
    1. Workers Compensation (51)
    2. Commercial Auto (44)
    3. Professional Liability (20)
      1. E&O (20)
    4. Cyber Liability (1)
    5. BOP (1)
  2. Personal Lines (1)
    1. Homeowners (1)
      1. Jewelry (1)
    2. Life Insurance (28)
    3. Personal Umbrella (1)
  3. Auto (69)
  4. Flood (1)
    1. Personal Flood (1)
  5. Health Insurance (1)