Commercial Lines

Back to Basics – What is the Excess and Surplus Lines Market?

There are two distinct marketplaces in today’s insurance arena: the admitted market – those insurers that are admitted to write insurance business in the state or country where the insured’s…

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Recent Trucking Spills No Laughing Matter for Transportation Industry

Nuclear verdicts are hitting most insurance sectors, but nowhere is the threat more prevalent than in the trucking industry. From 2010 to 2018, average trucking verdicts over $1 million were…

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Workers’Compensation

Workers’ Compensation

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Back to Basics – What is Legal Liability?

What does it mean when an adjuster reports that your insured is not “legally liable,” so the carrier will deny the claim. This article explains the basics of legal liability…

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Workers Compensation Rates Still Stable Despite COVID-19

A recent Rough Notes article, “Workers Compensation: An Oasis in a Dry Desert: An Island in Stormy Seas,” finds that despite COVID concerns, the workers compensation market is still stable.…

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