Helping Your Clients Maintain Accurate Statements of Value
One of the most frequent allegations in agency errors & omissions claims arise when policy limits are insufficient to pay a claim. Your commercial insureds’ statements of value (SOV) are…
Commercial Lines
Introducing the Power of Home Inventory Artificial Intelligence
With more climate-related risks affecting homeowners, helping your clients itemize their home inventories before a loss occurs can save them hours of time and help them recoup more of their…
Understanding Engineering Insurance and Deterioration of Stock Insurance: A Guide for Insurance Agents and Carriers
For insurance agents, carriers and adjusters, understanding specialized insurance products is critical to crafting tailored insurance solutions for clients across the industries. Two lesser known but useful insurance coverages are Engineering Insurance and Deterioration…
A Short Primer on Property Valuations
Knowing and understanding the needs of clients requires you to understand the nuances of coverage and how they impact the insured’s business. Today, there is a greater bias toward simpler…
Ask an Expert Strikes Again with the Difference Between a Loss Payee versus a Lenders Loss Payable Form
Question: I had a commercial lender with a bank where we do quite a bit of partnership events with reach out to me about the difference between Loss Payee &…
What’s Happening in Multi-Family Housing Insurance Market?
The Foundation for Community Association Research Factbook reported that 52.9% of U.S. housing was built prior to 1979, leading to aging roofs, failing plumbing, and more. “The habitational market has…
Habitational Hot Mess
The habitational market struggles with a lack of capacity, increasing non-renewals, higher deductibles and restricted underwriting. How can the industry adapt to this hard market? This article covers current habitational…
Insurance Coverage Concerns for Geothermal Heat Pump Systems
According to the Environmental Protection Agency (EPA), geothermal energy technology “harnesses the Earth’s heat,” and at least three types of technology that take advantage of that natural resource. These include…
