Costly Coverage Mistakes
Are you losing clients to online insurance carriers? Do you worry that an issue of inadequate limits, coverage gaps, or payment snafus can expose your agency to an errors and…
Miscellaneous Personal Lines
Client Jewelry and Personal Articles Floater
Insurance losses related to jewelry are huge — much more than most insurers realize. According to Department of Justice statistics, 70% of all personal property (contents) theft losses are jewelry.…
Back to Basics – What is a Personal Umbrella Policy?
Personal lines policies offer liability coverage limits that protect your insureds if they injure someone or damage their property. But with today’s ever-increasing jury verdicts, it’s not hard to see…
Back to Basics – What is Coinsurance and How Do I Describe it to My Clients?
Coinsurance may be the least mentioned yet easily explainable clause in both commercial and personal property and other policies. You will find coinsurance clauses in many types of policies. These…
Homeowners’ Quiz
Test your knowledge of Homeowners’ using this 17-question quiz. Click here to access the quiz. Click here to download the answer key. Last updated: December 4, 2020
Personal Lines Quiz
Test your knowledge of Personal Lines using this 10-question quiz. Click here to access the quiz. Click here to download the answer key. Last updated: November 6, 2020
In the Aftermath – An Agent’s Perspective on Disaster Preparedness & Recovery
This 36-page Big “I” Virtual University Risk & Reality Report was created by Danny Cook, an agent in Lumberton, North Carolina for more than 20 years. In October 2016, Hurricane…
4 Key Personal & Commercial Lines Exposures
4 Key Personal & Commercial Lines Exposures Every Agent Must Understand – R&R Report This 44-page Big “I” Virtual University Risk & Reality Report was created by Christopher J. Boggs,…
Back to Basics – How Many Different ‘Values’ Can Property Have?
Property can be assigned many “values” depending on the purpose of the valuation and who is valuing it. Some examples include: The amount for which the property could be sold;…
A Real-World Insurance Learning Laboratory
Although May is the National Wildfire Awareness month, June is the month that brings back memories for me of the two most catastrophic wildfires in Colorado’s history (based on insured…
