Personal Lines

Weather and Off-Premises Power Failure

A 17-store chain of restaurants were shut down recently by Hurricane Charley. Direct property damage was actually minor at all locations; however, an area-wide power outage resulted in several of…

Roof Hail Damage and Defective Materials

A 10-year-old condo association building suffered hail damage during a storm. The adjuster claims that there is minimal damage from the hail and that most of the damage is due…

Home insurance or mortgage protection concept with a 3D house model under a blue umbrella

Insurance and Meth Labs

One of the worst scourges of the drug scene involves methamphetamines. Because the drugs are so inexpensive, increasing numbers of teens and others are becoming addicted. Because the drugs are…

Close up of Microscope in a laboratory