VU Resources

Building Codes Turn Partial Property Losses into Total Losses

Few commercial structures fully meet the applicable jurisdictional building codes and regulations of the county, city, town, borough, village or township in which they are located. Building codes are routinely…

Large cog wheels in the motor

Bad Things Happen When Employees Travel to Other States

Traveling employees create workers’ compensation coverage nightmares; but many agents are unaware of these travelling landmines until after the injury. The problems arise at the junction of two key concepts:…

“Leaseback” of a Personally-Owned Auto Done Right

Personally-owned autos belong on a personal auto policy (PAP), but occasionally a commercial insured intentionally or unintentionally includes one or several personally-owned auto(s) on its business auto policy (BAP). Commercial…

car after an accident, after a pedestrian hit

Mid-Term Cancellations

Once a policy is in effect and has existed beyond the underwriting period, provisions still exist allowing the carrier to cancel the policy during the policy period. These are often…

Work Injury Prevention – Remember PADRE!

The easy to remember acronym for the five key aspects of reducing the costs of and avoiding work injury is PADRE. Understanding Prevention, Avoidance of lost time, Duration, Relapses, and…

Diversity, hands and team above in support, trust and unity for collaboration, agreement or meeting at the office. Group hand of diverse people in teamwork, cooperation and solidarity for community

Danger! Watch Out for Changing Entity Types

You cannot assume the entity type you insured last year is the same entity type that exists this year. When insuring small businesses, you are fighting against several unseen entities…

ISO’s Professional Liability Forms

Effective June 1, 2017, Insurance Services Office (ISO) introduced the new Miscellaneous Professional Liability Policy (MI 00 01) along with a multitude of endorsements. This is the first in a…

Graph Growth Development Improvement Profit Success Concept

Filters

Commercial Lines

  1. VU Resources (497)

  1. Virtual University (495)
  2. E&O Guardian (1)
  3. Ask an Expert (2)

  1. Article (483)
  2. Download (2)
  3. Webinar (3)
  4. Checklist (1)

  1. Commercial Lines (4)
    1. Commercial General Liability (CGL) (5)
      1. Exclusions (37)
      2. Other CGL (31)
      3. Coverages (19)
      4. Endorsements CGL (15)
      5. Additional Insureds (11)
      6. Contractual (8)
      7. Insureds (7)
      8. Crime (7)
      9. Liability CGL (6)
      10. Conditions CGL (5)
      11. Definitions (5)
    2. Property (2)
      1. Conditions Property (36)
      2. Other Property (32)
      3. Coverages Property (17)
      4. Property Exclusions (13)
      5. Endorsements Property (9)
      6. Perils (2)
    3. Commercial Lines Auto (3)
      1. Physical Damage (13)
      2. Other (11)
      3. Endorsements (10)
      4. Garage (3)
    4. Miscellaneous Commercial Lines (64)
    5. Business Income (50)
    6. Workers Compensation (48)
    7. Liability (20)
    8. Professional Liability (15)
    9. Flood (4)
  2. Personal Lines (2)
    1. Homeowners (9)
      1. Exclusions Property (9)
    2. Auto (1)
      1. Liability Auto (1)
  3. Life and Health (1)
    1. Miscellaneous (1)
  4. Back to Basics (9)

  1. Commercial Lines (1)
    1. Workers Compensation (50)
    2. Commercial Auto (46)
    3. Professional Liability (15)
    4. Cyber Liability (1)
    5. BOP (1)
  2. Personal Lines (22)
    1. Homeowners (22)
  3. Auto (1)
  4. Flood (4)

  1. Agency Management (1)
    1. Agency Operations (1)
  2. Customer Service (1)
  3. Technology (1)
    1. Artificial Intelligence (1)
  4. Procedures (1)
  5. Certificates of Insurance (14)
  6. EO Loss Control (1)
    1. Claims Advisor (1)
  7. Risk Management (1)
  8. Professional Liability (11)
  9. Compensation (1)