VU Resources

Official Big “I” Policy on Certificates of Insurance

Certificates of insurance, evidences of insurance, and other documents developed to accomplish the same purpose (collectively “Certificates”) play a critical role in business transactions to provide information to third parties…

Should Agents Send Certificates to Insurers?

An insurer recently sent its agency force a “Good News!” bulletin advising that it was no longer necessary to send it copies of most certificates of insurance. The bulletin also…

New ideas or transformation concept with crumpled paper balls and a crane, teamwork, creativity, business concept

Certificates of Insurance Resources

We have published a white paper and a number of articles that address many of the problems faced by agents when dealing with certificates. Formerly only available to Big “I”…

Personal Lines

Click above to access information. While issues like in-home businesses and recreational vehicles are addressed in this section of the VU research library, the focus is on mainstream coverage and…

VU Research Library

We currently have an extensive number of articles that include coverage analyses. Many of our articles are based upon real-life questions received by our Ask an Expert service.

Homeowners

PLACE HOLDER textLayout:LISTING

Vehicles

PLACE HOLDER textLayout:LISTING

Animal Liability and Umbrella Policies

Since many homeowners policies do not cover animal liability (or in the case of ISO, canine liability), it begs the question of how personal umbrella and excess liability policies respond…

Filters

  1. VU Resources (1941)

  1. Virtual University (1874)
  2. E&O Guardian (56)
  3. Best Practices (1)
  4. Big "I" Hires (1)
  5. E&O (4)
  6. Ask an Expert (5)

  1. Article (1830)
  2. Download (9)
  3. Webinar (6)
  4. Checklist (1)

  1. Agency Management (1)
    1. Agency Operations (676)
    2. E&O Audit (1)
  2. Customer Service (531)
  3. Marketing (259)
  4. Technology (1)
    1. Artificial Intelligence (1)
    2. Data (1)
  5. Sales (83)
  6. Procedures (1)
    1. File Documenation (1)
    2. Sample Customer Letters (1)
    3. Records Retention (1)
  7. Human Resources (42)
  8. Certificates of Insurance (69)
  9. EO Loss Control (5)
    1. Claims Prevention (15)
    2. Claims Happen (8)
    3. Common Errors Alleged (8)
    4. Claims Advisor (5)
  10. Professional Development (22)
  11. Risk Management (11)
  12. Hiring and Recruiting (3)
  13. Perpetuation (19)
  14. Regulation (3)
  15. Professional Liability (12)
  16. Diversity & Inclusion (2)
  17. Contracts (14)
  18. Disaster Preparedness (3)
  19. Hiring (2)
  20. Compensation (8)
  21. Recruiting (3)
  22. Catastrophe (2)
  23. Employee Benefits (2)
  24. Agency Financing (1)
  25. Valuation (1)

  1. Commercial Lines (4)
    1. Commercial General Liability (CGL) (5)
      1. Exclusions (37)
      2. Other CGL (31)
      3. Coverages (22)
      4. Endorsements CGL (15)
      5. Additional Insureds (11)
      6. Contractual (10)
      7. Insureds (8)
      8. Crime (7)
      9. Liability CGL (6)
      10. Conditions CGL (5)
      11. Definitions (5)
    2. Property (2)
      1. Conditions Property (36)
      2. Other Property (34)
      3. Coverages Property (18)
      4. Property Exclusions (13)
      5. Endorsements Property (9)
      6. Perils (2)
    3. Miscellaneous Commercial Lines (64)
    4. Commercial Lines Auto (3)
      1. Physical Damage (14)
      2. Other (13)
      3. Endorsements (10)
      4. Garage (3)
    5. Business Income (51)
    6. Workers Compensation (48)
    7. Liability (23)
    8. Professional Liability (16)
    9. Flood (4)
  2. Personal Lines (28)
    1. Homeowners (1)
      1. Other Homeowners (24)
      2. Property Coverages (15)
      3. Condo Issues (15)
      4. Liability Coverages (13)
      5. Property Perils (12)
      6. Exclusions Property (9)
      7. Insureds Homeowners (7)
      8. Liability Exclusions (7)
      9. Vehicles (7)
      10. Definitions Homeowners (7)
      11. Conditions Homeowners (7)
      12. Endorsements Homeowners (1)
    2. Auto (1)
      1. Liability Auto (17)
      2. Insureds Auto (14)
      3. Other Auto (14)
      4. Physical Damage Auto (14)
      5. Rental Cars (6)
      6. Endorsements Auto (3)
      7. Conditions (1)
    3. Miscellaneous Personal Lines (30)
    4. Flood Personal Lines (28)
  3. Life and Health (5)
    1. Life (14)
    2. Miscellaneous (12)
    3. Health (5)
  4. Back to Basics (28)
  5. ISO (1)

  1. Commercial Lines (1)
    1. Workers Compensation (53)
    2. Commercial Auto (46)
    3. Professional Liability (32)
      1. E&O (32)
    4. Cyber Liability (1)
    5. BOP (1)
  2. Personal Lines (1)
    1. Homeowners (1)
      1. Jewelry (1)
    2. Life Insurance (28)
    3. Personal Umbrella (1)
  3. Auto (69)
  4. Flood (1)
    1. Personal Flood (1)
  5. Pet Health (1)
  6. Health Insurance (1)
  7. Pet Insurance (1)