EO Loss Control

Insurance Premiums Versus the Total Cost of Risk

Six “costs” in addition to the premium combine to develop the insured’s true total cost of risk: 1) Deductibles or Self-Insured Retentions; 2) The cost of uninsured or self-insured losses…

Interest rate financial and mortgage rates concept. Home and cube block shape with icon percent on balance seesaw scales. 3d illustration

Debating Ambiguities in Insurance Contracts

Every insurance practitioner knows what happens when there is an ambiguity in policy language, the insured is supposed to win. But what makes a provision ambiguous? Is an ambiguity created…

The contract on the yellow table, notebook, glasses and pen.

Certainly There is an Alternative to Ethics Education

Ethics is a rather irrelevant CE topic. Knowing the difference between theoretical and applied ethics does not help the insured avoid a catastrophic financial loss because the agent didn’t understand…

E-learning. Concept of education. Internet labrary. Book and Laptop. 3d

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