Article

Client Jewelry and Personal Articles Floater

Insurance losses related to jewelry are huge — much more than most insurers realize. According to Department of Justice statistics, 70% of all personal property (contents) theft losses are jewelry.…

Back to Basics – What is the Excess and Surplus Lines Market?

There are two distinct marketplaces in today’s insurance arena: the admitted market – those insurers that are admitted to write insurance business in the state or country where the insured’s…

A group of senior students sit in a classroom with their teacher and work on a school project.

Recent Trucking Spills No Laughing Matter for Transportation Industry

Nuclear verdicts are hitting most insurance sectors, but nowhere is the threat more prevalent than in the trucking industry. From 2010 to 2018, average trucking verdicts over $1 million were…

Food delivery home. Donation and charity. Selective focus. nature.

7 Steps to Better Agency Tech Decisions

At ACT, we are increasingly aware that all technology decisions are so much more specific to an individual agency’s goals and needs than ever before. Despite the differences among agencies,…

Business growth success achievement concept, hand arranging wooden block stacking as step stair or ladder for planning development leadership and customer target group concept.

Seven Steps to a Smoother Catastrophe Claims Process

Bradley Flower, Big I member and owner of Portal Insurance in Mobile, Alabama, knows a few things about catastrophes. He developed catastrophe claims process we asked him to share for…

Two Rows Of Pawns Coming Together And Merging On Table

Back to Basics – What is a Personal Umbrella Policy?

Personal lines policies offer liability coverage limits that protect your insureds if they injure someone or damage their property. But with today’s ever-increasing jury verdicts, it’s not hard to see…

A car protected under a glass dome bubble. Car insurance concept. Generative ai.

Back to Basics – What is Legal Liability?

What does it mean when an adjuster reports that your insured is not “legally liable,” so the carrier will deny the claim. This article explains the basics of legal liability…

top view of color analytical graph on white background

Filters

  1. Article (1851)
  2. Checklist (1)

  1. VU Resources (1816)
  2. Resources (35)

  1. Virtual University (1750)
  2. ACT (35)
  3. E&O Guardian (56)
  4. Best Practices (1)
  5. Big "I" Hires (1)
  6. E&O (3)
  7. Ask an Expert (5)

  1. Agency Management (1)
    1. Agency Operations (672)
    2. E&O Audit (1)
  2. Customer Service (529)
  3. Marketing (258)
  4. Technology (1)
    1. Artificial Intelligence (1)
  5. Sales (80)
  6. Procedures (1)
    1. Sample Customer Letters (1)
  7. Human Resources (38)
  8. Certificates of Insurance (68)
  9. EO Loss Control (5)
    1. Claims Prevention (15)
    2. Claims Happen (8)
    3. Common Errors Alleged (8)
    4. Claims Advisor (5)
  10. Professional Development (20)
  11. Risk Management (10)
  12. Perpetuation (19)
  13. Hiring and Recruiting (2)
  14. Regulation (2)
  15. Professional Liability (12)
  16. Diversity & Inclusion (1)
  17. Contracts (13)
  18. Disaster Preparedness (2)
  19. Hiring (2)
  20. Compensation (5)
  21. Recruiting (2)
  22. Employee Benefits (2)
  23. Agency Financing (1)
  24. Valuation (1)

  1. Commercial Lines (4)
    1. Commercial General Liability (CGL) (5)
      1. Exclusions (37)
      2. Other CGL (29)
      3. Coverages (19)
      4. Endorsements CGL (15)
      5. Additional Insureds (11)
      6. Contractual (8)
      7. Crime (7)
      8. Insureds (7)
      9. Liability CGL (6)
      10. Conditions CGL (5)
      11. Definitions (5)
    2. Property (2)
      1. Conditions Property (36)
      2. Other Property (31)
      3. Coverages Property (18)
      4. Property Exclusions (13)
      5. Endorsements Property (9)
      6. Perils (2)
    3. Commercial Lines Auto (3)
      1. Physical Damage (13)
      2. Other (10)
      3. Endorsements (3)
      4. Garage (3)
    4. Miscellaneous Commercial Lines (64)
    5. Business Income (49)
    6. Workers Compensation (47)
    7. Liability (20)
    8. Professional Liability (15)
    9. Flood (4)
  2. Personal Lines (28)
    1. Homeowners (1)
      1. Other Homeowners (24)
      2. Condo Issues (15)
      3. Property Coverages (15)
      4. Liability Coverages (12)
      5. Property Perils (12)
      6. Exclusions Property (9)
      7. Vehicles (7)
      8. Liability Exclusions (7)
      9. Insureds Homeowners (7)
      10. Definitions Homeowners (7)
      11. Conditions Homeowners (7)
      12. Endorsements Homeowners (1)
    2. Auto (1)
      1. Liability Auto (17)
      2. Physical Damage Auto (14)
      3. Other Auto (14)
      4. Insureds Auto (14)
      5. Rental Cars (6)
      6. Endorsements Auto (3)
      7. Conditions (1)
    3. Miscellaneous Personal Lines (29)
    4. Flood Personal Lines (28)
  3. Life and Health (5)
    1. Life (14)
    2. Miscellaneous (12)
    3. Health (5)
  4. Back to Basics (28)

  1. Commercial Lines (1)
    1. Workers Compensation (51)
    2. Commercial Auto (44)
    3. Professional Liability (20)
      1. E&O (20)
    4. Cyber Liability (1)
    5. BOP (1)
  2. Personal Lines (1)
    1. Homeowners (1)
      1. Jewelry (1)
    2. Life Insurance (28)
    3. Personal Umbrella (1)
  3. Auto (69)
  4. Flood (1)
    1. Personal Flood (1)
  5. Health Insurance (1)