Virtual University

How Much “Loss Of Use” is Needed for “Property Damage”?

Most general liability coverage cases, that address whether “property damage” has taken place, focus on the “physical injury to tangible property” aspect of the definition. You can see that a…

wooden figurines of a family in a house drawn with white chalk and rain from a cloud. Real estate and family insurance concept. Natural disaster protection, copy space

I’m Shopping for a New Insurance Agent

Agents owe their clients a certain level of service, but what is that level? What should be the agent’s role? What standards of care are reasonable to properly assure an…

Choosing the right good employee leader. Man holds leader in one palm of his usual ordinary employees.

Insurance: A Once Honorable Profession

Insurance was an honorable profession, the habitat of honorable professionals. It can be again, can’t it? Only we can pull us from a fate from which there is no escape.

2018 Future One Agency Universe Study

CHECK YOUR EMAIL FOR YOUR UNIQUE ACCESS LINK AND TAKE THE SURVEY TODAY! During the past week, all IIABA members were asked to participate in the 2018 Future One Agency…

Online E-Learning education by Technology concept : Australia Educational knowledge learning study abroad international Ideas. Glass earth globe on laptop keyboard, Studies from anywhere anytime

Take Your Kid to Work and Look What Happens

It takes a special breed to work in the IT department. Take your kid to work and you may find that special person.

Little child is playing superhero. Kid is measuring the growth on the background of wall. Girl power concept.

Flood Insurance Myth Debunked: The Two Acres – Two Properties Rule

Through our “Ask an Expert” service, we have had reports of adjusters denying flood claims on the basis that localized flooding did not cover a surface area of 2 acres/properties…

04 February 2019 Townsville, Qld - Suburbs adjacent to Townsville's Ross River were flooded when two millions litres of water was released every second from the city's dam. Unprecedented rainfall in the week leading up to this event saw the dam's level rise to nearly 250% - Photo: Cameron Laird (Ph: 0418 238811 - cameron@cameronlaird.com)

When Does the Carrier’s Duty to Defend End?

Although it seems reasonable that the carrier’s duty to defend ends when no insurable allegations remain in the suit – this is not necessarily always true. Some courts have a…

Justice Scales and books and wooden gavel on table. Justice concept

Filters

  1. Virtual University (1872)
  2. E&O Guardian (1)
  3. Best Practices (1)
  4. Big "I" Hires (1)
  5. E&O (2)
  6. Ask an Expert (4)

  1. VU Resources (1860)
  2. Posts (8)
  3. News (4)

  1. Article (1749)
  2. Download (9)
  3. Webinar (6)
  4. Checklist (1)

  1. Agency Management (673)
    1. Agency Operations (673)
  2. Customer Service (531)
  3. Marketing (258)
  4. Technology (1)
    1. Artificial Intelligence (1)
  5. Sales (82)
  6. Procedures (1)
    1. Coverage Checklists (1)
  7. Human Resources (42)
  8. Certificates of Insurance (70)
  9. EO Loss Control (20)
  10. Professional Development (25)
  11. Risk Management (9)
  12. Perpetuation (19)
  13. Hiring and Recruiting (3)
  14. Regulation (1)
  15. Professional Liability (12)
  16. Diversity & Inclusion (1)
  17. Contracts (13)
  18. Disaster Preparedness (2)
  19. Hiring (2)
  20. Compensation (7)
  21. Recruiting (2)
  22. Employee Benefits (2)
  23. Agency Financing (2)
  24. Valuation (1)

  1. Commercial Lines (4)
    1. Commercial General Liability (CGL) (5)
      1. Exclusions (37)
      2. Other CGL (31)
      3. Coverages (19)
      4. Endorsements CGL (15)
      5. Additional Insureds (11)
      6. Contractual (8)
      7. Crime (7)
      8. Insureds (7)
      9. Liability CGL (6)
      10. Conditions CGL (5)
      11. Definitions (5)
    2. Property (2)
      1. Conditions Property (36)
      2. Other Property (32)
      3. Coverages Property (18)
      4. Property Exclusions (13)
      5. Endorsements Property (9)
      6. Perils (2)
    3. Commercial Lines Auto (3)
      1. Physical Damage (13)
      2. Other (11)
      3. Endorsements (10)
      4. Garage (3)
    4. Miscellaneous Commercial Lines (64)
    5. Business Income (50)
    6. Workers Compensation (47)
    7. Liability (19)
    8. Professional Liability (15)
    9. Flood (4)
  2. Personal Lines (28)
    1. Homeowners (1)
      1. Other Homeowners (24)
      2. Condo Issues (15)
      3. Property Coverages (15)
      4. Liability Coverages (12)
      5. Property Perils (12)
      6. Exclusions Property (9)
      7. Vehicles (7)
      8. Liability Exclusions (7)
      9. Insureds Homeowners (7)
      10. Definitions Homeowners (7)
      11. Conditions Homeowners (7)
      12. Endorsements Homeowners (1)
    2. Auto (1)
      1. Liability Auto (17)
      2. Physical Damage Auto (14)
      3. Other Auto (14)
      4. Insureds Auto (14)
      5. Rental Cars (6)
      6. Endorsements Auto (3)
      7. Conditions (1)
    3. Miscellaneous Personal Lines (29)
    4. Flood Personal Lines (28)
  3. Life and Health (5)
    1. Life (14)
    2. Miscellaneous (12)
    3. Health (5)
  4. Back to Basics (28)

  1. Commercial Lines (1)
    1. Workers Compensation (51)
    2. Commercial Auto (46)
    3. Professional Liability (10)
      1. E&O (10)
    4. Cyber Liability (1)
    5. BOP (1)
  2. Personal Lines (1)
    1. Homeowners (1)
      1. Jewelry (1)
    2. Life Insurance (28)
    3. Personal Umbrella (1)
  3. Auto (69)
  4. Flood (1)
    1. Personal Flood (1)
  5. Health Insurance (1)

  1. Press Releases (2)
  2. Big "I" News (1)