Virtual University

ISO’s 2017 Commercial Property Form Changes

September 1, 2017, ISO introduced six new changes to the commercial property program. As part of this filing, ISO altered the CP 10 30 Cause of Loss – Special Form,…

Getting Sued by Being Too Helpful: Stick to Your Expertise

Insurance agents have a deep desire to help their clients any way they can; but sometime, agents undertake to help in ways and areas where they are not qualified (or…

Helping hand concept and international day of peace, support. Helping hand outstretched, isolated arm, salvation. Close up help hand. Two hands, helping arm of a friend, teamwork.

Extraterritorial/Reciprocity Statutes by State

When employees travel, it’s important to know the extraterritoriality and reciprocity statutes in the state where that employee is working. This reference document will help you do just that.

3d render pin pointer and Map location search GPS, travel navigation concept and or internet search bar technology. Paper map, banner, website. Vector illustration

Insurance Applications: Ambiguities and Lies

An insured’s offer to purchase insurance is made in the form of the application, supposedly completed by the insured. Acceptance flows from the insurance carrier in the form of a…

Insurance Applications: Ambiguities and Lies

An insured’s offer to purchase insurance is made in the form of the application, supposedly completed by the insured. Acceptance flows from the insurance carrier in the form of a…

Confused relationships of people in a couple. Misunderstanding and conflicts in the family.

Credit Freezes and Insurance

Were you affected by the Equifax breach? There is a 1 in 2 chance you were. Even if you weren’t, there are certain steps you can take to fight identity…

Online shopping,paper boxes,small shopping cart,smartphone, credit card and keyboard against red background

Credit Freezes and Insurance

Were you affected by the Equifax breach? There is a 1 in 2 chance you were. Even if you weren’t, there are certain steps you can take to fight identity…

The spy gets access to the data. Threat to personal data and secret documents. Industrial and financial espionage. Confidential information leakage. Hacker hacking database. Unauthorized admission

Who Is Liable When No One Is Driving?

Opinions vary regarding the widespread availability and ultimate acceptance in the US of fully autonomous vehicles. Some foresee widespread adoption of fully autonomous vehicles within the next “automotive generation” (within…

White car on colored background. Model white retro toy car on orange background. Miniature car with copyspace.

The Psychology of Downed Trees

Following a communal catastrophe, such as a hurricane, victims go through several phases of recovery. Agents must know to expect these phases and how to prepare for them. It’s the…

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