Commercial Lines
Comp Conundrum: Will Workers Compensation Premiums and Claims Drop Under New Modes of Working?
“Once the toothpaste is out of the tube, it’s tough to get back in,” H.R. Haldeman, White House chief of staff under the Nixon Administration, famously observed. Half a century…
Problems Placing Coverage for Hotel and Motel Risks Only Continue to Grow
Insurance for motels and hotels has become more complex and costly, not just for the property coverage, but for liability coverage, as well. In fact, many times the underwriter’s first…
Attracting the Underwriter’s Attention with a Solid Underwriting Proposal
In today’s hard market, getting an underwriter’s attention is harder than ever. This article from a highly experienced underwriting consultant can help you get your application to the top of…
Ask an Expert May Help Clean Up a General Liability Mess
Ask an Expert helps an agent respond to what she considers an incorrect coverage denial. It’s an example of how our Ask an Expert member service can help you reasonably…
Advertising Injury for Intellectual Property Coverages: Understanding Gaps in Commercial General Liability Policies
Personal & Advertising Injury coverage under the Commercial General Liability policy offers very limited protection for patent infringement. Specialty coverage is available, and one such provider, Intellectual Property Insurance Services…
Are Donations Made to Non-Profits Covered in a Business Income Loss?
Business income and extra expense coverage can be difficult claims to handle, and filling out the business income worksheet must be done with care. In this question, an agent asks…
Grow Your Insurance Agency Business by Discovering New Business Ventures
Many consultancies begin out of necessity. An older worker may face a layoff and be unable to quickly find new employment. Professions such as information technology, the finance industry and…
NCCI Rolls Out New Learning Center Platform, Resources for Agents and Brokers
In 2024, the National Council on Compensation Insurance (NCCI) rolled out a modernized Learning Center accessible to the public. The Learning Center provides a range of topics, including classification, experience…
