Commercial Lines

Can Administering Narcan Create a General Liability Exposure?

Our Ask an Expert service offers Big “I” members insight into today’s risks or other coverage, technology, or agency management issues today’s agents encounter. This article offers insight into an…

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Back to Basics – Lead with Workers Compensation Coverage

Read any insurance trade journal, and you’ll see articles about how agents can “lead with workers compensation insurance.” Savvy insurance agents can increase their business by targeting employers with considerable…

Pollution Exclusion Found to Hold “Ambiguity” by Rhode Island Supreme Court

When my plumbing contractor husband recently renewed his general liability coverage, he asked our agent if he would have coverage if his employee installed a gas water heater and it…

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Insurance Coverage Concerns for Geothermal Heat Pump Systems

According to the Environmental Protection Agency (EPA), geothermal energy technology “harnesses the Earth’s heat,” and at least three types of technology that take advantage of that natural resource. These include…

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Back to Basics – What is the Excess and Surplus Lines Market?

There are two distinct marketplaces in today’s insurance arena: the admitted market – those insurers that are admitted to write insurance business in the state or country where the insured’s…

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Recent Trucking Spills No Laughing Matter for Transportation Industry

Nuclear verdicts are hitting most insurance sectors, but nowhere is the threat more prevalent than in the trucking industry. From 2010 to 2018, average trucking verdicts over $1 million were…

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