Personal Lines

Understanding the Unique Facets of Flood Insurance: Flood Policy Forms

Flood insurance is, unusual. A flood policy essentially covers one peril but is surrounded by many unusual facts and facets that make flood coverage unlike any other. Agents must understand the uniqueness of flood to more effectively present it to clients. This series on flood insurance is divided into seven parts; following is part 2.…

Understanding the Unique Facets of Flood Insurance: Flood Zones

Flood insurance is, unusual. A flood policy essentially covers one peril but is surrounded by many unusual facts and facets that make flood coverage unlike any other. Agents must understand the uniqueness of flood to more effectively present it to clients. This series on flood insurance is divided into seven parts; following is part 1.…

History of Flood Mitigation and Insurance Laws

From a flood insurance perspective, how did we get to where we are? Flood insurance is colorful enough on its own, but reading the history makes it even weirder.

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Back to Basics – Understanding the Unique Facets of Flood Insurance

Flood insurance is unusual. A flood policy essentially covers one peril but it is surrounded by many unusual facts and facets that make flood coverage unlike any other. Agents must understand the uniqueness of flood to more effectively present it to clients. With the threats of “atmospheric rivers” growing in California and other western states,…

Back to Basics – Important Flood Resources Agents Need

Flood insurance is a victim of politics. Information learned a few years ago may no longer apply. Stay current.

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Homeowners’ Quiz

Test your knowledge of Homeowners’ using this 17-question quiz. Click here to access the quiz. Click here to download the answer key.     Last updated: December 4, 2020

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Personal Lines Quiz

Test your knowledge of Personal Lines using this 10-question quiz. Click here to access the quiz. Click here to download the answer key.   Last updated: November 6, 2020

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New Flood Insurance Manual

The National Flood Insurance Program (NFIP) updated its Flood Insurance Manual effective April 1, 2020. Following are links to the updated manual and appendices.

High and fast water rising in Bayou River with downtown Houston in background under cloud blue sky. Heavy rains from Harvey Tropical Hurricane storm caused many flooded areas in greater Houston area.

The Era of Vehicle Hacking is Here. Are Insurers Ready?

Do you think your car can be “stolen” yet still be sitting in the parking lot or driveway with you in it? Well, evidently, it can – it’s called “Hacking.” Because of the technology found in new vehicles, hacker may be able to “steal” your car even though you are still in possession of it.

Gray modern car closeup on black background.