| |  |  | Risk Rating 2.0, FEMA's new pricing methodology for the NFIP has been in place since Oct. 1, 2021. However, there is a significant change in agent responsibilities beginning with policies renewing on or after April 1, 2022.
For these policies to renew, agents may need to provide additional information. As the April 1 implementation date for all Risk Rating 2.0 renewals approaches, agents should review all communication from their Write Your Own (WYO) companies. Learn More |
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| Airbnb offers renters "experiences" to attract those looking for an interactive vacation. Guests can pay a local host for certain hands on or immersive activities such as pottery workshops, cooking classes, horseback yoga, or surfing on a hidden beach. Millennials are more likely to choose short-term rentals over a hotel room while members of Generation Z (who are under 25) are more likely to spend their vacation time in a city.
While home (and room) sharing can be lucrative for homeowners, it exacerbates the typical homeowners risks. Recognizing this, Lexington Insurance Company has a series of enhancements to LexElite® Homeowners Insurance. LexShareSM HOME Rental Coverage (LexShare HOME) extends homeowners protection expressly where short- and long-term landlords need it--providing coverage certainty with an expanded definition of "residence premises" and raising the roof on protection for losses from property damage, theft, and more. Learn More |
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