ACT ‘Agency Cybersecurity Policy’ Template
The ACT Security Issues work group, in conjunction with IIABA created this sample cybersecurity policy to help agencies easily comply with the requirement to have a cybersecurity policy in place.…
Agency Management
Life Insurance Trust Tax Implications
An agent asks: I sold a life insurance Trust UL policy many, many years ago. The Doctor recently died. He had Option B (option 2). The face amount was $500,000…
9 Rules for Reading an Insurance Policy Based on the Law of Insurance Contracts
Insurance policies are subject to the standard law of contracts but beyond simple contract law, insurance contracts are bound by unique provisions and requirements specific to insurance. An understanding of…
In the Aftermath – An Agent’s Perspective on Disaster Preparedness & Recovery
This 36-page Big “I” Virtual University Risk & Reality Report was created by Danny Cook, an agent in Lumberton, North Carolina for more than 20 years. In October 2016, Hurricane…
Certificate of Insurance Questions and Answers
Certificates of insurance account for more headaches at the agency level than just about any other issue. Because COIs create so much angst, the VU regularly conducts webinars regarding them.…
Suddenly, Coverage Became Important!
Insurance carriers spend in excess of $6.7 billion on advertising. Progressive alone spends over $1 billion. Most of this advertising is about price and how much the insured can save.…
Forgive Them, They Know Not What They Do
Politicians want votes, lawyers want a percentage and business owners simply want their business to survive and thrive. These facts collided near the end of March 2020 when states began…
Five Areas the Best Practices Program Can Help Any Agency
Virtually every industry has a model for comparing results to other businesses in the same field. For the independent agency system, that model is the Big “I” Best Practices program.
COVID-19: Lessons to be Learned in the 2020 ISO Emerging Issues Bracket Challenge
For the seventh time, the ISO Emerging Issues team has just completed our annual bracket challenge, in which insurance and risk management professionals around the globe weighed in on what…
And You Call Yourself an Expert!
True experts worry more about what they don’t know than what they do know, continually looking for ways to fill their knowledge gap. Self-proclaimed experts ignore the breadth of what…
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