| With Valentine's Day just around the corner, many people will be buying jewelry for their loved ones. This is a great time to remind clients that a specialized jewelry insurance policy can protect their investment much more than a homeowners or renters policy.
According to a recent Forbes article, the average homeowners policy only covers up to $1,500 in jewelry losses. That means that if a piece of jewelry is lost, stolen or damaged, the policyholder could be responsible for the difference in coverage. Big “I" Markets partner Jewelers Mutual offers comprehensive jewelry insurance with repair or replacement policies designed just with jewelry in mind. Also, your clients' jewelry is covered when traveling anywhere in the world.
So make sure to ask your clients about their Valentine's plan – are they buying jewelry, or do they have sentimental jewelry they would like to protect, and explain the limitations of homeowners and renters insurance for jewelry.
Learn more about jewelry coverage by logging into Big “I" Markets.
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