As of Oct. 11, Big "I" Markets has expanded its small commercial market offerings to include additional carriers and coverage areas. The new product lineup includes:
Travelers Select®
Travelers Select Accounts offers a variety of coverages for small businesses, including a proprietary business owners policy, Master Pac®, workers compensation, commercial auto and commercial umbrella. Travelers offers an array of industry-specific coverage options and extensions and is available in all states except AK, FL, HI, LA, RI and TX.
CNA Small Business
CNA Small Business currently offers a market for a variety of businesses, representing health care, financial institutions, professional services, business services, technology, retail, real estate, wholesalers and manufacturing. CNA can provide BOPs, workers comp, commercial auto and umbrella, as well as miscellaneous professional liability products. CNA is available in all states except AK and HI.
RLI/CBIC's Mainstreet
RLI/CBIC offers accounts in the service, retail, light manufacturing, construction and hospitality sectors. Package and BOP products are available, with minimum premiums of $5,000 and $500, respectively. RLI/CBIC is available in AZ, CA, ID, ND, NM, NV, OR and WA. Monoline general liability is available in all states.
Small Commercial Excess & Surplus Lines
Gridiron offers more than 350 eligible package classifications designed for small businesses. Package select business for coastal and non-coastal risks. Gridiron is available in AL, CA, CT, FL, GA, LA, MD, MA, MS, NJ, NY, NC, OR, PA, SC, TX, VA and WA.
To learn more or submit a risk for Gridiron, log in to Big "I" Markets and select Small Commercial Excess and Surplus Lines from the product menu. ACORD applications and three-year loss runs are required.
Small Contractors Market
RLI/CBIC is designed to meet the needs of small to midsize artisan and general contractors that specialize in residential and light commercial projects. RLI/CBIC is available in AZ, CA, ID, MT, ND, NM, NV, OR, TN, TX, WA and WY.
To learn more or submit a contractors risk, log in to Big "I" Markets and select Small Contractors Market from the product menu. The CBIC contractor application is located under Product Resources and requires three-year loss runs.
You can submit one ACORD application and select from available standard carriers online. Separate applications are required for the E&S lines and small contractor products.
If you have any questions, contact Tom Spires, Big "I" Markets commercial underwriter.