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Jul 28
MiddleOak Offers Discounts for Insuring Smoke-Free Buildings

A significant number of apartment and condominium fires result from careless disposal of smoking materials. MiddleOak is committed to supporting owners and managers of both smoke-free complexes and smoke-free buildings that have designated smoking areas.

In addition to attracting and retaining lower-risk properties with rate levels that reflect the reduced risk of loss, MiddleOak is also aware of the significant reduction these properties have on operating costs for building owners and managers—many of whom currently have non-smoking properties in their portfolios and are interested in expanding their number of smoke-free buildings to leverage the following benefits:

  • A significant reduction in operating costs. The cost to rehabilitate a unit previously subjected to heavy smoking can be up to six times more than a non-smoking unit.
  • Tenant preferences for smoke-free housing.
  • Tenant health– by eliminating secondhand smoke, a Class A carcinogen.
  • Access to state and federal affordable housing tax incentives.

Marketing and educational materials make it easy for you to present the benefits and support owners and managers of smoke-free properties, or those that are considering transitioning properties to smoke-free. Visit MiddleOak online to access electronic copies.

Habitational - Apartment Program and Habitational - Condo Program from MiddleOak are available in AR, AZ, CO, DE, GA, IA, ID, IN, KY, MD, ME, MI, MO, MT, NH, NJ, NY, NV, OH, OR, PA, SC, TN, UT, VA, VT, WA and WI through Big "I" Markets.


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Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

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