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“Dagger” or Plus Symbol Classes: What They Mean

Nearly 40 percent of Insurance Services Office’s (ISO’s) general liability class codes are, what some call, “dagger” codes. Currently, 474 of ISO’s general liability class codes are “dagger” classes. A “dagger class” or “plus sign class” indicates that Products and/or Completed Operations coverage is included as part of and not separate from the Premises/Operations coverage. All a “dagger” classification does is rearrange where the products and/or completed operations coverage is found.

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