Skip Ribbon Commands
Skip to main content

7 Important Considerations Required to Properly Insure “Fixtures”

Agents learn early that there are two types of property, real property and personal property. Real property is generally defined as land and everything attached to the land such as by roots, by being embedded in the land, permanently resting on the land such as a building or property permanently attached to the building. Personal property is essentially everything that isn’t real property. But there is a middle ground – fixtures. Fixtures begin life as personal property but become part of real property by attachment; however, they maintain their individual identity. Obviously, then, fixtures should be insured as real property. Or should they? Is it really that easy?

Big ‘I” members must be logged in to view all the content on this page.

​127 South Peyton Street
Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556

Follow Us!

Empowering Trusted Choice®
Independent Insurance Agents.​