 Most general liability
coverage cases, that address whether “property damage” has taken place, focus
on the “physical injury to tangible property” aspect of the definition. You can
see that a building is no longer standing or that water intrusion has caused
damage. On the other hand, whether there has been a “loss of use” of property
can be more esoteric. So, between “physical injury” cases being more common,
thereby providing more guidance, as well as involving a more easily
identifiable injury, it is not surprising that “loss of use”-based “property
damage” cases can be challenging.PERSONAL LINES Condo LawsBenefit from this reference page which gives you the condominium law, the horizontal property law, the common ownership law, or whatever it is called of every state. Useful and needed whether you insure the association or the unit owner.
YOU'RE INVITED: LET'S DO THIS VIRTUAL SUMMIT The Big "I" Fall Leadership Conference is Now Virtual, Free and Open to All.You’re invited for three, free power-packed days of quick-hitting content for independent agents and our valued partners. Pick and choose content to help you lead better, market smarter, provide valuable education, and leverage technology to protect and streamline your business. Think of it like choose your own adventure for insurance professionals! Lead. Educate. Tech. LET's Do This! AGENCY MANAGEMENT
Cyber Guide 3.0Handing sensitive information is now one of the most critical responsibilities faced by the modern insurance agency. The ACT Cyber Guide 3.0 can help with complying with state and federal regulations as well as adhering to customer service best practice standards, and compliance with Data Privacy Laws as mandated in all Agency/Company contracts.
CORONAVIRUS & INSURANCEROADMAP TO RECOVERY AND REOPENING Additional Coronavirus focused articles can be found on the Coronavirus Resource page and the newly available Roadmap to Recovery and Opening page that provides coverage information, human resource details, help with PPP loan forgiveness, government affairs and more.
ASK YOUR COVID HR QUESTIONS:
Join Big "I", Affinity HR and special guests as they dive into the top questions about COVID-19 in the workplace and answer what you want to know during a live interactive chat.   |  2020 AGENCY UNIVERSE STUDY During the next week all Big "I" member agencies will receive invitations to participate in the 2020 Agency Universe Study. In the current environment, your input is more important than ever as the industry seeks to understand the current situation and your outlook. Your cooperation will provide critical information and we thank you for your time and participation.
NEW RELEASE: 2020 BEST PRACTICES STUDY UPDATE
Obtain the latest financial and benchmarking information and learn how Best Practices Agencies have adapted and thrived through other industry challenges and disruptions through the special focus segment provided in the newly released 2020 Best Practices Study Update.
FIND AND HIRE TOP TALENT Lean on the Big "I" for help recruiting and retaining new talent through Big I Hires. Check out the DIY tools or tap into IdealTraits for help with post jobs, assess skills and find the right candidate.
The Big "I" Has Your Back Best Practices Agencies Secrets Revealed A Unique Training Experience - CL A Unique Training Experience - PL Basic & Beyond Basics
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