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Virtual University

The Big "I" Virtual University is the smarter way to build your knowledge base through online education and research with more than 18,000 pages to help you find answers to tough insurance questions.
Need An Agency Procedures Manual? Visit E&O Guardian for a sample. Duty to Defend Generally, an insurer's duty to defend flows from the facts alleged in the lawsuit.
COMMERCIAL LINES Understanding the Business Income Monthly Limit of Indemnity Option The ISO Business Income program has a Monthly Limit of Indemnity option that allows the entry of factors of 1/3, 1/4, or 1/6 on the declarations page. PERSONAL LINES Renting Condos (and Homes) to Others Most likely, many of you have insureds who own a vacation home or condo that is rented out much of the time. Most of you have insureds who might buy or build a new home and rent their former home to someone until they can sell it. AGENT TRAINING SOLUTIONS EXCEED Onboarding A 1-2-3 structured onboading plan, calendar, study guide and more with accountability built in. Live demos are available! AGENCY MANAGEMENT Flood Risks Are Rising According to the New York Times, FEMA maps do not account for intense rainfall-created flooding. AGENT DEVELOPMENT SPOTLIGHT New Best Practices Calculate your agency's producer hiring needs with free download. RIGHT TO YOUR INBOX Insurance Ilustrated Subscribe to the Big I's only technical publication. #BigIHasYourBack Pathways to Agency Ownership Big I Hires Best Practices Data and Benchmarks Big "I" Member Exclusive Can't Find the Answers? Ask an Expert! When you've done the research and still can't find the answer, our 50+ volunteer coverage, agency management, and technology experts are here to help. First time using the service? Read our Disclaimer & Guidelines to get started. Submit Your Question Press Play What's In The VU For You? Best Practices Agency Process Big "I" Hires Guide to Producer Contracts

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