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Virtual University

The Big "I" VU is the smarter way to build your knowledge base through online education and research more than 18,000 pages to find answers to tough insurance questions.  

COMMERCIAL LINES 

CGL Additional Insured and Insured Status Endorsement Changes
In its most recent multistate endorsement revision filing ISO made a minor change to 25 additional insured endorsements; brought two additional insured endorsements up-to-date and in alignment with most the construction-related additional insured endorsements; added three new non-construction AI endorsement triggered by the presence of a contractual requirement for AI status, and addressed the old problem of newly acquired or created LLCs.  

 
PERSONAL LINES 
Condos, Binders and "Walls In" Coverage
The VU "Ask an Expert" service has been made aware of a number of requests from the lenders of condo unit owners who want to be named as mortgagees on the association master policy. In addition, they are demanding that the binder specifically state "Walls In" coverage is provided.
 
AGENCY MANAGEMENT
Insurance Premiums Versus the Total Cost of Risk
Six "costs" in addition to the premium combine to develop the insured's true total cost of risk: 1) Deductibles or Self-Insured Retentions; 2) The cost of uninsured or self-insured losses (intentional or unintentional); 3) Legal costs; 4) Loss control and safety costs; 5) Claims management costs; and 6) Opportunity costs. Do your clients understand these costs?

READ, BOOKMARK AND SHARE

20-legalterms-image.jpgLegal Terms Every Agent Should Know
Agents are NOT lawyers and should never pretend to be. However, every agent must deal with legal terms and concepts almost daily. Because agents work in a contract-based industry subject to many legal concepts, understanding specific legal terms is necessary. 

TALENT RECRUITMENT 
Don't be overwhelmed by hiring a new employee. Lean on the Big "I" for help recruiting and retaining new talent. Check out the DIY tools or tap into IdealTraits for help with post jobs, assess skills and find the right candidate. HR help is also available including weekly tips on important issures. IIABA offers Big "I" Hires platform for recruitment and assessment of potential new employees. 

VUPOINT NEWSLETTER

The VU is a constantly evolving research area. Be the first to see what's new in the VU by subscribing to the VUpoint newsletter. Click here to read the latest issue. 



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A NEW AGENT TRAINING SOLUTION

Insurance is complex. Take control of training with the VU's Basics and Beyond Basic sessions all explained in depth and detail, bundled or a'la carte, for up to 24-hours of education. LEARN MORE


2019 BEST PRACTICES STUDY 
Take a look into the briefcase of the top performing agencies in the U.S. and view key metrics and benchmarks critical to agency growth, success and perpetuation in six different revenue categories. LEARN MORE


 
RISK AND REALITY REPORTS

Risk & Reality Reports are easy to read e-books that explain complex insurance issues simply, with topics ranging from certificates of insurance, commercial general liability, condominiums and more. VIEW TOPICS  


ON-DEMAND EDUCATION
 

Big "I" Hires
New Agent Training



 


 
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​127 South Peyton Street
Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556
email: info@iiaba.net

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