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The BAP and Temporary Substitutes

Question: "My customer has a Business Auto Policy (BAP) with Symbol 1 for liability and Symbol 7 for physical damage. One of their autos will be in the shop for two weeks for repairs and I want to make sure there are no gaps in coverage. Since they will rent a vehicle during this time, it will be a temporary substitute auto and the BAP responds for liability and physical damage claims, right?"

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