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Why is an Open Perils Policy Superior to a Named Perils Policy?

If asked to give examples of claims that would likely be covered by an open perils property policy but not by a named perils policy, could you? We’ve compiled a short list of generic examples, some slightly tongue-in-cheek, that you can adapt to the forms you sell when asked for an example or two. As cautioned in the article, be careful how you use these.

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