When a garage does repair work on an auto, it's possible that negligent or defective work could result in subsequent damage. For example, a leaky oil change could result in the engine seizing, a slipping fanbelt could cause overheating, an improperly repaired tire could cause an accident. At issue is what part of that resulting damage is covered or excluded by the garage policy? The answer may depend on a LOT of variables...and on the varying opinions of adjusters.

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