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Warranties and Protective Safeguards Endorsements

The inland marine form on a tree surgeon's stump grinder included a "Fire Extinguisher and Brush Burning Warranty" endorsement. Vandals destroyed the grinder by burning it. The insurer has denied the claim because the fire extinguisher had been removed for servicing at the time of loss. Is the claim denial valid?

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​127 South Peyton Street
Alexandria VA 22314
​phone: 800.221.7917
fax: 703.683.7556
email: info@iiaba.net

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